Prepare Early for Severe Summer Weather
Judie Docs, Executive Officer – CSP, MCSP, CGP, CMP, MIRM
North Coast Building Industry Association (NCBIA) www.ncbia.com
As temperatures rise, so does the risk of severe weather and home damage. Tornadoes, heavy rains, and flash flooding can strike at any moment and threaten communities. Now is the time to prepare your home and family in case the forecast calls for the worst.
In 2024, there were 27 severe climate and weather events nationwide that caused at least $1 billion in damages, according to the National Oceanic and Atmospheric Administration (NOAA). Looking ahead, the University of Chicago predicts there’s a 54% chance total U.S. disaster damages from 2026-30 will exceed $1 trillion.
Don’t wait until the last minute to make critical preparations. Here are three steps to protect your home against severe summer weather.
Review Your Insurance Policies
The best place to start is reviewing your insurance policies to ensure you’re covered for losses due to a natural disaster. Damage caused by flooding, earthquakes and hurricanes is generally not covered by your regular homeowner’s policy but can be purchased separately. It’s key to check this early, as flood insurance requires a 30-day waiting period to kick in, according to NOAA. Document your possessions – take photos and write down serial numbers – to make it enjrm5nasier if you need to file a claim.
Weatherproof Your Home
Homes often need extra protection to withstand severe weather. Try to prevent wind and water from entering through windows, cracks, entryways, and garage doors by sealing them tightly and installing storm shutters to cover windows. Also, clean your gutters and downspouts so rain can flow away from the home instead of near the foundation, which can cause damage. Inspect your roof for any visible damage and apply sealant around your chimney or pipes to prevent water from seeping in. You can also store plywood panels ahead of time to quickly board up openings when a storm approaches.
Create an Emergency Plan and Supply Kit
Lastly, create an emergency plan and supply kits that are easy to access. These are essential if you are without electricity or are forced to evacuate. Include water, non-perishable food, battery-operated radios, flashlights, batteries, a first-aid kit, prescription medications, pet supplies, and important family documents. Since family members may not be together during an emergency, establish a plan that outlines how you will exit the home safely and identify somewhere to evacuate. Make paper copies of important contact information and carry them in wallets, purses, or backpacks.
When your home and family are prepared, you are more likely to weather the toughest storm.
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